Need to sort out my accounts : personalfinance


Currently I have 3 different accounts open with 3 different banks. I have 2 current accounts and a Help to Buy ISA. The first account I use for direct debits (car, phone etc) the second account I transfer all my other money into for everyday spending as it has contactless and allows for easy use I also try to save with this account. The help to buy ISA I haven’t looked at in over a year and really need to start using again

My question is, I plan on moving my first currant account to the same bank as my help to buy ISA. Would I also be best closing my second currant account and just opening up a regular saving account



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