Is CalSavers a good idea? : personalfinance

I’m 21M and make 16k a year living in California. I just got an email saying I’ve be enrolled in Calsavers by my employer and I only have a few days to op out if I want to. They’ll take 5% of my paycheck automatically and put it in a Roth IRA. I’ve never heard of CalSavers before and I don’t know much about IRAs. Is this a good deal or should get an IRA from somewhere else (Or just continue with no IRA and keep saving for property so I can house hack)

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