At what point do you stop saving and start investing? : personalfinance

I am a moderately high income earner. I have about 36% of my annual income saved. That translates to about a little over 1 year of living expenses or if more frugal, 1.5 years.

Putting more into savings probably not necessary anymore as my job is fairly secure. At what point do u stop loading up on savings and start putting it into mutual funds or stocks?

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