The holidays are just a few months away. If your bank account is nearly depleted — and you want to buy gifts while avoiding credit card debt — you’ll need to start saving right now.
What follows are simple ways to fund gift shopping without feeling much pinch at all. Each tip includes an estimate of your possible savings between now and New Year’s.
With so many jobs lost this year, ideas for saving on holiday costs are especially welcome. “12 Ways to Get the Best Price on Any Gift” has more tips.